is accountchek safe. AccountChek, the mortgage industry’s premier automated verification of deposit and asset (VODA) solution, has been named a top innovation by the PROGRESS in Lending Association for transforming the method of verifying a borrower’s assets into a paperless process, thus preventing fraud, improving quality assurance and saving time in the. is accountchek safe

 
AccountChek, the mortgage industry’s premier automated verification of deposit and asset (VODA) solution, has been named a top innovation by the PROGRESS in Lending Association for transforming the method of verifying a borrower’s assets into a paperless process, thus preventing fraud, improving quality assurance and saving time in theis accountchek safe  Home Solutions Forums

No reputable company will ask for you bank login information. NOTE: Fannie Mae does not endorse any particular vendor, and does not represent. Modified on: Wed, 21 Nov, 2018 at 2:44 PM. . , the loan officer or loan processor) may choose a 30-day, 60-day, 90-day, or one-time pull refresh period at the time the order is placed. By eliminating the need for paper bank statements, AccountChek also helps significantly reduce buyback exposure and fraud, while also providing lenders with an easy. com Safe? Unknown website Website security score N/A WOT’s security score is based on our unique technology and community expert reviews. AccountChek Bank is an OAuth-enabled test bank that can be used by lenders and partners for testing and demonstration purposes. Once a borrower has successf. My lender, who is legitimate (I used them a few years ago for the original purchase of my home), is asking me to help them verify my bank account balances via a service called accountchek. , April 6, 2017 (SEND2PRESS NEWSWIRE) -- HLP today announced it will integrate FormFree's AccountChek(TM) automated asset verification service into its communication platform, making. -based George Mason Mortgage (GMM) has selected AccountChek® as the regional lender's exclusive provider of automated asset, income and employment verification services. Enter your search term here. Catalin Cimpanu, who covers security news for Bleeping Computer, says that as a blanket rule, “g iving your password to any third-party is a seriously bad idea. The chart be. In the “New Report” window, select the "Reverification of Employment" option in the Report Type section, as shown below. branch and region of the order change. The verifier (i. Either of these will suffice: Before providing your username and password to a third party application, change your password. com. Please contact [email protected] tested and GSE approved, AccountChek securely delivers automated asset verification data and on-demand reports to more than 300 leading U. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple. AccountChek Dashboard Guide. My lender, who is legitimate, is asking me to help them verify my bank account balances via a service called accountchek. Stewart Enhances Credit and Mortgage Analytics Capabilities by Acquiring AccountChek, a Leading Digital Asset, Income and Employment Verification PlatformAfter login, you will be taken to the Orders Dashboard, which will display all orders created by you and those that you have permission to view. ago OK. ACCOUNTCHEK delivers VODA reports in minutes through a secure web and mobile portal, eliminating the need for borrowers to submit endless paper copies of bank statements while reducing loan file errors and potential fraud. FormFree’s AccountChek 3n1 securely delivers direct-source VOA and VOI/E data in less than a minute, significantly shortening loan application timelines and collecting critical underwriting. com. By eliminating the need for paper bank statements, AccountChek also helps significantly reduce buyback exposure and fraud, while also providing lenders with an. It has a global traffic rank of #242,841 in the world. AccountChek ® is fast, simple to use and provides the safest and easiest way to share the financial information your lender needs — no account statements are required. For mortgage bankers that are weary of the often lengthy process of. ATLANTA, March 15, 2017 /PRNewswire/ -- FormFree today announced that its AccountChek™ automated asset verification service is available through E. com or write to Chief Technology Officer, FormFree Holdings Corporation, 3245 Peachtree Parkway, Suite D-177, Johns Creek, GA. Note. If a user can't see orders that they should have access to, you may need to adjust the user's role, region, branch, or branch visibility to remedy this. This will walk them through the AccountChek process from their first login through their account submission. The lender we’re working with now wants to use a service called AccountChek to link directly with banks and payroll vendors. AccountChek was the first asset verification provider approved for participation in Fannie Mae's Day 1 Certainty™ initiative, which gives lenders who use the Desktop Underwriter® (DU. Winner of the 2013 Mortgage Technology Fix-It Award, AccountChek collects data directly from virtually any financial institution and generates reports in just minutes, creating enormous time savings for both borrowers and lenders. Orders can be placed on the Order AccountChek VOA/VOD tab in the AccountChek Encompass integration. Lastly, you will find an 11 question FAQ that asks and. The mobile-optimized asset verification app securely connects with virtually any financial institution to consolidate, analyze and verify assets and deposits, delivering a safe and hassle-free. Security and accuracy are our top priorities. AccountChek was the first electronic asset validation solution to be accepted for Fannie Mae’s Day 1 Certainty ® program. : r/RealEstate. com (not to be confused with accountche c k. This aligns to our commitment on exceptional customer service, and it translates to less time, less hassle and less worry on your part (accurate asset verification also ensures fraud risk is reduced for you and your mortgage lender). accountchek. Verifier Webview/AccountChek Dashboard Edits. Welcome . Now part of the Fannie Mae’s Day 1 Certainty™ reps and warrants relief initiative. The review of accountchek. My lender, who is legitimate, is asking me to help them verify my bank account balances via a service called accountchek. Enter your search term here. Employees can typically find their pay stubs online in a payroll provider&#. Submit – Requestor is sent deposit/asset report. How can we help you today? Enter. Modified on: Wed, 18 Mar, 2020 at 3:55 PM After your lender requests an AccountChek asset report for you, you will receive an email from [email protected] will receive a temporary reset link by email. Google Chrome. Employees can typically find their pay stubs online in a payroll provider&#. Once you’re enrolled, return to the AccountChek system and continue where you left off. The same is also true of the AccountChek. Check ticket status. We view improving consumer financial equity, including. . Check ticket status. 22. The pioneer of digital asset verification. The Asset Reports section will show all reports that have been generated for this order. 7) 24/7 Convenience: AccountChek's platform is accessible online or via mobile devices 24. An average of 5 hours is spent, per loan, on asset document collection, review and verification and the same document is. 48. Once the VOIE report has been successfully created and is run, you will be able to pull it by obtaining the reportId and pulling the VOIE report as listed in prior sections. Simply fill in the work email address and password associated with your AccountChek credentials. Click on the provider name. AccountChek@ a third-party verification service, will collect the data your lender needs directly from your financial institution(s). accountchek. Other account types will be released soon - check back here for updates. Google Chrome. More than 3,000 lenders have placed nearly 4. . On this. 229. com. The table below describes the four main Loan Officer tasks for AccountChek orders created. AccountChek offers a technology-based deposit, asset, employment, and/or income verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits, assets, employment status, and/or income of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving. Verify deposits and assets from the same platform used for credit reports and other services. AccountChek streamlines the mortgage process by empowering borrowers to share their asset and payroll data electronically in an underwriter-friendly format lenders can use to assess asset, income. accountchek. The recommended course of action for this issue is to reset the order, with the assistance of the help desk. eNewsChannels NEWS: -- FormFree® today announced that Washington, D. AccountChek and Buying a Home. ATLANTA, Ga. AccountChek ® is fast, simple to use and provides the safest and easiest way to share the financial information your lender needs — no account statements are required. Knowledge base. Investor/Insurer Resources. The borrower will then receive an additional invitation from system@accountchek. Print. Is the site safe, legit and trustworthy? Currently we have not enough information to determine whether the site is safe, legit or trustworthy. CONTACT. Includes a technology named Closing Insight to streamline the complex, multi-party closing process in support of TRID requirements. To request the AccountChek Due Diligence Package, please submit a request to ac-compliance@informativeresearch. FormFree ® is a market-leading fintech company whose revolutionary products AccountChek. You can search for the financial institution where your checking, savings, investment or retirement accounts are held using the search box outlined below. The AccountChek integration with Ellie Mae’s Encompass will allow us to ensure bank account authenticity and increase originations by automating the collection, verification and analysis of. AccountChek is also being sold alongside other MeridianLink services. S. Check ticket status. Get insights and more. Passwords and usernames. The solutions provider currently serves over 3,000 mortgage companies, banks and lenders throughout the United States. Detailed instructions on how to login to the AccountChek dashboard, place orders, manage orders, retrieve reports, and more. My lender, who is legitimate, is asking me to help them verify my bank. , March 15, 2017 (SEND2PRESS NEWSWIRE) -- FormFree today announced that its AccountChek(TM) automated asset verification service is available through the Ellie Mae (NYSE:ELLI) Encompass Consumer Connect(TM) point of sale loan origination solution, an extension of the Encompass mortgage management solution. After your initial login, you will be presented with a search menu. com. com for assistance. Once you've enrolled, continue to the AccountChek sy. Since Roostify is a point-of-sale (POS) platform and is designed to be borrower driven, some AccountChek order management functionality will be determined by which Loan Origination System (LOS) you use (or the AccountChek Dashboard). If you don't know how to find it, you should log into your Workday account, click on profile (small photo on the top right of your page), then click on "My Account" and then open "Organization ID". Microsoft Edge. Refresh Period determines how long an AccountChek order remains open. Once the borrower has successfully linked their accounts and a report has been generated, the order can be refreshed. Wipro Gallagher Solutions . 00 and have a daily income of around $ 68. v. Borrowers send their direct-source financial data straight to lenders in an underwriter-friendly format that reduces delays, manual errors and fraud risk. accountchek. AccountChek's state-of-the-art security keeps consumer data private! You can access the AccountChek 3in1 link we send you using your smartphone or on any device. This report supports the latest 10-day pre-closing verification (10-day PCV) enhancements to Freddie Mac’s Loan Product Advisor ® (LPA SM) asset and income modeler (AIM). AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple channels. The borrower is automatically returned to the AccountChek process after completing the connection with the FI. Advantage Credit’s Verification Services provide a crucial source to request verifications. Your lender sees a PDF report that contains up to 12 months of account balances and transaction history for the accounts you choose to enroll, along with a summary prepared by AccountChek. Step One: Enter the borrower information. Once you reach the User Management page, a list of all users will be displayed. AccountChek is an unbiased third party service used by lenders to collect your digital account statements. The following financial institutions connect to AccountChek via OAuth Connections. FormFree will focus on blockchain and other "Web3" technologies. Importing an Existing VOA Report via Encompass®. It streamlines asset verification with a paperless process that is easy and safe. To register for a. Valuations are submitted by companies, mined from state filings or news, provided by VentureSource, or based on a comparables valuation model. Rocket Mortgage, Rocket Loans and Rocket Homes. FormFree announced earlier this week that Fannie Mae chose it as the first “designated vendor” for asset verification through. After reviewing permissions, click. Click on the drop-down menu in the Available Actions column, choose Resend, and press Go. Marissa doesn’t use AccountChek in her role as a broker, but she wishes more lenders did. She explained it as a secure website that will import our transactions and account balances into the loan file, everything. Underwriters and Processors Get: Preferred by Major Lenders, Investors and Financial Institutions AccountChek by FormFree is the industry’s most trusted automated asset verification. For the current status of AccountChek or to subscribe to notifications, please visit status. A HousingWire TECH100™ company for four consecutive years, FormFree is based in Athens. ” You can verify your assets right now on your smartphone, or later on any device. . AccountChek’s algorithmic analysis calculates average 30-, 60- and 90-day balances and identifies deposits, cash flow, non-sufficient funds (NSFs) and more. Existing VOA Reports can be imported using the Reissue Key or Report ID contained in the top-right corner of the report. Warning: This is permanent action. Insufficient History (Code: 511, Dashboard Status: No Transactions / Encompass Status: Insufficient Transaction History) Needs Update (Code: 509, Dashboard Status: Needs Update / Encompass Status: Credential Issue on Refresh) Communication Issue (Code: 5032, Dashboard Status: Alert / Encompass Status: Unable to Connect to FI) AccountChek and AccountChek 3n1 use the information we collect to provide verification and analysis of a borrower's asset accounts, employment information, and income data, respectively, to the requesting lender, to administer our web site, and to improve our service. AccountChek was the first electronic asset validation solution to be accepted for Fannie Mae’s Day 1 Certainty ® program. CreditPlus now offering instant Verification of Deposits and Assets (VODAs) through AccountChek, a safe electronic system that saves you time and virtually eliminates the risk of fraud. Investment Stage. The borrower has selected their financial institution, but has yet to enter credentials. Print Modified on: Thu, 8 Jun, 2023 at 5:24 PM AccountChek supports 10,000+ institutions and account types, ranging from major banks to local credit unions. In accordance with Google Safe Browsing, Google Safe Search and Symantec accountchek. We have completed over $3 trillion in. . AccountChek is the industry leader in safe and secure automated verification of assets and deposits. The Harvest Failed status occurs when there is a connection issue during report generation. If you have questions or comments about this privacy policy, please e-mail us at compliance@formfree. There are multiple reasons why this might occur, including the FI's website being. Solution home Corporate Administrator Guide Company & User Management Walkthroughs. Below you will find our Overview of the Borrower process. 22. This aligns to our commitment on exceptional customer service, and it translates to less time, less hassle and less worry on your part (accurate asset verification also ensures fraud risk is reduced for you and your mortgage lender). Resources. . For the current status of AccountChek or to subscribe to notifications, please visit status. There are two AccountChek login options within Encompass. AccountChek offers a technology-based deposit, asset, employment, and/or income verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits, assets, employment status, and/or income of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving. com. Once an AccountChek order has been closed, it cannot be reopened. Roostify, a provider of automated real estate transaction technology, has announced it will integrate AccountChek, the mortgage industry’s leading digital solution for verification of deposits and assets (VODA), into its end-to-end, web-based loan processing platform to automate the retrieval of digital bank statements and verification of deposits. While orders will automatically close at the end of the Refresh Period, they can be manually closed via the AccountChek Encompass integration. AccountChek is an asset verification service that streamlines the loan underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. Categories: Business, Finance and Banking. All AccountChek logos, product and service names are trademarks and service marks of AccountChek. Search New support ticket . Solution home. We think accountchek. GENERAL INFORMATION All AccountChek logos, product and service names are trademarks and. March 1, 2023, 9:23 am By James Kleimann. They will again have the opportunity to begin the AccountChek workflow as an alternative to uploading paper statements, this time initiated from the task modal. Once a borrower has successfully linked and shared any number of asset accounts on an order, select the “Generate Updated Reports” link located under. Benefits AccountChek has delivered for the Guaranteed Rate team include 1: Internal Efficiency “AccountChek is able to make our processing teams more efficient in three ways,” says. AccountChek streamlines the loan underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. Closing or Canceling an AccountChekOrder. Home Solutions Forums. DVOE functionality will be available to all lenders and. Income and employment functionality has been added to the AccountChek Dashboard, and support for payroll. The technology behind AccountChek bundles each borrower's financial and employment data, converting it into an underwriter-friendly format before delivering it to lenders' origination staff. This website is estimated worth of $ 8. floify - the leading mortgage automation and point-of-sale solution. Verify up to 10 accounts on a single request. AccountChek delivers VODA reports in minutes through a secure web and mobile portal, eliminating the need for borrowers to submit endless paper copies of bank statements and giving lenders a safe and simple means of complying with newFor the current status of AccountChek or to subscribe to notifications, please visit status. com. AccountChek Setup Guide 4. Enter your search term here. While AccountChek will request 90 days' worth of transaction history, the financial institution may return less than 60 days on some occasions. AccountChek uses proprietary algorithms to analyze. Now part of the. To place an order, click + New Order in the top-right corner. ) -- HLP (Hope LoanPort) today announced it will integrate FormFree's AccountChek(TM) automated asset verification service into its communication platform, making it easier for consumers and HUD-certified, nonprofit housing counselors to apply for loan modifications and other options to avoid. You will also find one-page document outlining our security protocols using high-level easy to understand the terminology. It’s safe to say that making a mortgage payment online is more convenient than paying by check. Business Online Banking & Bill Pay (including Online Banking through QuickBooks. , an innovative mortgage banker that uses web-based tools to facilitate a streamlined loan process, is one step closer to fully paperless loans. y device 24/7 and quick to use. . accountchek. We have completed over $3 trillion in. SharperLending 4506-C Tax Transcript – 800-452-1174. AccountChek offers a technology-based deposit, asset, employment, and/or income verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits, assets, employment status, and/or income of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving. AccountChek is an asset verification service that streamlines the loan underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. For over 12 years, AccountChek has helped borrowers. Apple Safari. owning Verifier. rd. Integration Setup Guides. It is intended for use with Freddie Mac’s Asset and Income Modeler (AIM). Your lender will quickly back down and offer to accept pdf of bank statements. com has an invalid SSL certificate. Fri, 6 Oct, 2023 at 11:56 AM. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple channels. , March 15, 2017 (SEND2PRESS NEWSWIRE) -- FormFree today announced that its AccountChek(TM) automated asset verification service is available through the Ellie Mae (NYSE:ELLI. com is 1 decade 4 years old. AccountChek is the industry leader in safe and secure automated verification of assets and deposits. “And if I’ve learned anything, it’s that finance management apps are really bad at security,” Cimpanu told HuffPost. vestment@acb. Leading lenders trust FormFree’s automated asset verification mortgage technology solutions to streamline the loan origination process and provide better intelligence on borrowers’ ability to repay. com. The Asset Accounts section will display all accounts that have been shared by the borrower and provide some basic information, including the name of the Financial Institution (FI), Account #, Account Type, and the balance. Enter your search term here. Our patented AccountChek® and Passport® products open doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®). Tue, 26 Jan, 2021 at 9:08 PM. Please find a helpful link to a recent case study with LoanDepot and their use of AIM: LoanDepot Case StudyCrossCountry Mortgage, Inc. ATHENS, Ga. Please copy your organization_id and paste it into the. ql. com has an invalid SSL certificate. Canceling an AccountChek Order; Closing an AccountChek Order; While our system automatically cancels or closes AccountChek orders when daysRemaining counts down to a value of 0 (timeline depends on which services were attached to the order), you may have an additional need to manually close. Using AccountChek is simple, ultra-secure, and reduces the time it takes to process your loan. This doesn't seem right. General. AccountChek was the first asset verification provider approved for participation in Fannie Mae's Day 1 Certainty™ initiative, which gives lenders that use the Desktop Underwriter® (DU. Enabled:. Instructions on how to manage creation and deletion of users, user permissions, password resets, and more. Solution home. AccountChek does not sell, share, license or transmit borrower information with or to third parties without the express authorization of the borrower. accountchek. Then, verify that the borrower is selecting the correct financial institution while logged into the AccountChek app. 2. AccountChek asset reports created in Roostify will automatically import as a PDF in your Encompass eFolder. : Best for account features. Insufficient History (Code: 511, Dashboard Status: No Transactions / Encompass Status: Insufficient Transaction History) Needs Update (Code: 509, Dashboard Status: Needs Update / Encompass Status: Credential Issue on Refresh) Communication Issue (Code: 5032, Dashboard Status: Alert / Encompass Status: Unable to Connect to FI) Happy Customer. FI Selected. Arrived At Site. We would like to show you a description here but the site won’t allow us. Clicking on the user's name will display the user's. Borrower Opportunity 1 During the application fl. AccountChek by FormFree is an automated asset verification service provided by FormFree Holdings Corporation. This can indicate that the account was newly opened, or that the bank's systems do not have the historical data available. Empower also uses FormFree’s AccountChek to verify a loan applicant’s asset and deposit information . Home Solutions Forums. Discussions AccountChek Updates Release Notes. , the loan officer or loan processor) may choose a 30-day, 60-da. The report also returns up to six recent paystubs and two recent W2s. Crosscountry has entered into an agreement with FormFree to use AccountChek, the mortgage industry’s leading automated solution for verification of deposit and asset (VODA). . IR Informative Research, a Stewart company, is a leading technology platform that delivers data-driven solutions to the lending community. com. AccountChek security meets the high standards of security used by banks and other. The borrower has selected their financial institution, but has yet to enter credentials. , May 16, 2017 (SEND2PRESS NEWSWIRE) -- FormFree(R) today announced the direct integration of its AccountChek(R) automated asset verification service with the LoanSphere(R) Empower(R. The borrower has followed the link in the invitation email and arrived at the AccountChek site. Google Safe Browsing is a service provided by Google that helps protect users from visiting websites that may contain. If you don't remember the credentials to access your payroll account, you need to reset your credentials. Fri, 6 Oct, 2023 at 11:56 AM. Read the latest. com receives about 13,754 unique visitors per day, and it is ranked 367,838 in the world. Finicity. A Common Scam Scenario: You receive a text message from an imposter, pretending to be your bank to alert about a suspicious transaction. Step 3: Click on Log In - a new browser tab will open with the AccountChek Bank login screen. . A new method for determining a borrower’s Ability to Pay. com. 800-955-9038. Responses and solutions to frequently asked borrower questions. Check ticket status. e. Search New support ticket . Fannie Mae 1. If the order is still open, the borrower can log back in to AccountChek and add additional financial institutions and accounts. Website security score. Company Type For Profit. Truework Verification of Employment and Income – 833-878-3967. We wanted to get her thoughts on AccountChek, the award-winning asset verification solution by FormFree. This can be done by navigating to the AccountChek Dashboard (verifier. After entering this information, the Login to AccountChek button will turn from gray to blue. As no active threats were reported recently by users, accountchek. AccountChek and AccountChek 3n1 use the information we collect to provide verification and analysis of a borrower's asset accounts, employment information, and income data, respectively, to the requesting lender, to administer our web site, and to improve our service. Passwords and usernames. Dashboard Login. Submitting your information online through the AccountChek. Once the borrower opts into AccountChek through opportunity 1 or 2, a new tab will open in the same browse and prompt them to complete the following steps to link. , acquired the AccountChek platform previously offered by FormFree. com is SAFE to browse. com. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available. AccountChek Roostify Demo Print. In the AccountChek dashboard, verifiers can select “Generate Updated Reports” in the. In addition to bank-level encryption, each part of the system undergoes rigorous security testing. Stewart Information Services Corporation has announced its acquisition of AccountChek, a digital asset, income, and employment verification platform previously offered by. . It is a domain having com extension. And unlike the other methods, AccountChek is accessible from an. To get started, have your login credentials handy for any checking, savings, retirement or investment accounts relevantAutomated verification of deposit and asset (VODA) solution catching on as lenders move to comply with new rules while reducing wasteful, paper-based processes —Dodd-Frank and. 800-955-9038. For the current status of AccountChek or to subscribe to notifications, please visit status. In the New Report window that opens, begin by selecting your desired. digital statements from more than 15,000 financial institutions. For the current status of AccountChek or to subscribe to notifications, please visit status. The last verification results, performed on (July 20, 2023) accountchek. Once there, type in the email address associated with your already existing AccountChek credentials and press Email Reset Link. AccountChek uses the information we collect to provide verification and analysis of a borrower’s asset accounts to the requesting lender, to administer our web site, and to improve our service. . Find more data about. This report, shortened to DVOE, is available as a report generation option in the AccountChek Verifier Dashboard. AccountChek™ by FormFree will be used to validate asset information from the borrower’s checking accounts, savings accounts, certificates of deposit, money market accounts, stocks, mutual funds, and retirement accounts. AccountChek. To get started, direct the borrower to log in to AccountChek using the link in their invitation email. Date. com uses Apache web technologies. By eliminating the need for paper bank statements, AccountChek also helps significantly reduce buyback exposure and fraud, while also providing lenders with an. Share. com. View our guide on Closing the order to learn more. Tell your lender you are uncomfortable doing so. Scamadviser is an automated algorithm to check if a website is legit and safe (or not). Downloaded reports will be placed in the eFolder and titled Verification of Assets. floify's mortgage automation and point-of-sale software solution streamlines and organizes the loan origination process for lenders and mortgage borrowers. Without AccountChek's prior written permission, You agree not to display or use in any manner, the AccountChek marks. . Finicity’s mission is to help individuals, families and organizations make smarter financial decisions through safe and secure access to fast, high-quality data. e.